Why Offer a 401(k) or 403(b)?

Show employees that you're serious about them and your company's own future.
No business is too small for a great retirement plan.
Startups & Small BusinessesA company-sponsored retirement plan lets you save up to 3X more tax-deferred than an IRA, and all company costs are tax-deductible.
Non-profitsRetain and reward your employees with a high-value benefit and save on taxes for your organization.
Attract and retain talent

When it comes to benefits, 401(k)s and 403(b)s are the best bang for your buck — you can offer a retirement plan to your entire company for less than the cost of a single employee's health insurance.

Save for retirement and save on taxes

All money saved and all earnings gained in a 401(k) or 403(b) are sheltered from taxes until retirement — resulting in tremendous tax benefits for you and your employees.

It doesn't have to be difficult or expensive

Retirement plans used to be too expensive and time-consuming for smaller companies. Not anymore — Captain401's technology automates all of the paperwork and ongoing administration, at less than half the cost of ADP and Vanguard.