7 Essential Personal Finance Tips for Your 30s

You’ve hit the big 3-0, and there’s no getting around it, you’re an adult. The decisions you make today for your personal and financial future will impact the rest of your life. Follow these seven personal finance tips for your 30’s and you’ll be on track for a secure future. 1. Max out your 401(k)… Read More

Hidden 401(k) Fees and What to Do About Them

“401(k) retirement plans are a great way to save for retirement.” “Lower your taxable income by contributing to a 401(k).” “For a retirement nest egg, grow your wealth within your 401(k).” All of these 401(k) retirement plan characteristics are true. But, there’s more to the 401(k) story than the benefits. A 401(k) plan isn’t free…. Read More

Your 401(k) During Market Volatility: The Brexit Effect

Update 11/9/2016: If you’re reading this in late 2016, you may find this article helpful as well: Donald Trump and Your 401(k): The Effect of a Presidential Election. “Markets don’t like uncertainty. Markets don’t like surprises.” -Ashley Banfield, CNN, June 24, 2016 In this morning’s CNN broadcast, the day following Britain’s exit from the European… Read More

What is a 401(k) Fiduciary and Why Does it Matter?

Fiduciary sounds like an old term from English law that should be of no concern to modern society. Yet, today an understanding of a fiduciary matters to anyone with a financial advisor or considering using an investment manager or robo-advisor. Even if you simply have a 401(k) plan at work, you need to understand what… Read More

401(k) Basics for Your First Job

You are finally an adult with an apartment, a job and an employer who offers a 401(k). Although you have this great benefit, you’re not sure how it works, if it’s for you or whether you need one. Consider this article the FAQ for everything 401(k) for the young professional at their first job. Beyond… Read More

401(k) vs IRA: How to Decide

Anyone who’s considered contributing to a retirement account may be overwhelmed with the options. There’s enough information to make the future retiree want to give up. Don’t despair, this article will provide a guide path to your retirement future and help you navigate the rough 401(k) and IRA waters. We’ll talk about the similarities and… Read More

6 Important 401(k) Mistakes to Avoid

By now, you’ve heard the drill, invest in your employer’s 401(k) plan, at least in the amount to secure that free-money employer match. After all, where else are you going to receive free cash? You may believe that once you put money into your employer’s 401(k) plan, you’re done. All of your retirement investing is… Read More

5 Essential Retirement Tips for Small Business Owners

The small business owner might be compared to a one-man band. You’ve seen the image: a guy holding a contraption playing a harmonica, an accordion and stepping on the pedal for a self-playing piano. The music is second to the balancing act of the music master. With many instruments to play, the small business owner… Read More

Retirement Savings Guide

A quick Google search yields 88,500,000 responses to the question, “How much do you need to save for retirement?” You’d already be retired before actually reading all of the related articles. So how is the average reader able to figure out whether you’ll need $1,000,000 or $100,000 saved up for retirement? The National Retirement Risk… Read More