Small Business

Resources about benefits and human resources administration for small businesses in the US

Small Business: Management, HR, Benefits

Employee Benefits Survey Template for Small Businesses and Startups

You know what your business can afford when it comes to benefits. But, do you know if you’re spending money on the benefits that your employees want? The truth is you won’t have a solid understanding about what employees value the most about the benefits you offer unless you ask them. Furthermore, you won’t know… Read More

Small Business B Corp Basics: Requirements & Costs

Doing good can be good for business, and more than ever your customers expect your small business to pay as much attention to its social responsibilities and environmental impact as to sales and profits. The idea that businesses can be agents for positive change was the spark behind the founding of the Ohio nonprofit, B… Read More

New Hire Onboarding: Compliance, Clarification, Culture, and Connection

We’ve all had that new job experience, where we show up, and no one knows we were coming, our workstation isn’t ready, and our manager decided to take a vacation for our first week on the job. Don’t be the company that does this to your employees. A simple new hire onboarding plan will help… Read More

Small Business Insurance Policy Basics: Liability and Property Insurance

No matter how well you run your small business, there is always a chance something will go wrong. It might be an issue with a product, a service or even a typo in a contract. Even small business oversights can lead to lawsuits from customers, vendors, or investors and can rack up thousands in legal… Read More

401(k) for Restaurants

What’s on the menu when it comes to offering employee benefits at your restaurant? Though retirement plans are cited as a major reason that staff join and stay with their employers, the traditional 401(k) is often seen as too costly and complex for a small restaurant business to provide. We’re here to break down that… Read More

Featured Nonprofit 401(k) Client: ProUnitas

One of the best parts of working at Captain401 is the sheer amount of exposure we get to different types of organizations across the United States. We talk to landscapers, restaurant owners, plastic surgeons, and many people in various industries who work very hard for their customers and employees every single day. One type of… Read More

Data Security for Small Businesses

Cybercriminals have been increasingly going after smaller businesses in the United States. Criminals know that a small firm often has weaker data security than that of a large company and is more likely to be unprepared to halt an attack once it starts, if it even notices the intrusion. A small company also can have… Read More

How Much Does Health Insurance Cost a Small Business?

Offering a health plan is a big step for a small business but one that makes more sense than ever as competition for talent heats up. Health insurance is the most popular employee benefit for most workers and it’s no wonder: It can have a real impact on their financial health as well as their… Read More

Holiday Business Etiquette for Your Customers and Employees

The holidays can be a great time for a small business to show appreciation to its customers and employees but it can also be a time when poor choices—in business gifts or party planning—can ruin a business relationship or, worse, result in legal action. It can be tricky to make the right choices. The line… Read More

ERISA Bonds for 401(k) Fiduciaries

In 1974, the Employee Retirement Income Security Act (ERISA) was put in place to regulate employee benefit plans, including retirement investments. All plans that are subject to ERISA, such as 401(k) plans, need an ERISA bond which protects plan assets from theft or wrongdoing. This requires that fiduciaries of an employee benefit plan—and every person… Read More

Other Captain401 Blogs

Personal Finance

Advice and information about how to save, invest, and budget.

Startups

Lessons from Captain401 as a startup and our advice on scalable growth.