The automated, affordable 401(k)
Captain401 makes it easy to offer a 401(k). We automate all of the administration and help your employees plan for their futures with built-in investment advising.
A modern 401(k) provider built for modern companies
15 minutes to set up
Your 401(k) practically runs itself
½ the cost of a typical 401(k)
Less than health insurance for one employee
Easy setup for employees
They can start saving in 5 minutes
Happy Captain401 clients
"As a small business, having the ability to provide benefits that compete with larger employers in our area is crucial. Captain401 brings a quality set of benefits in an effective and efficient package. Furthermore, their integration with our payroll provider and employee self-service portal keeps things lean on our internal HR team."Dave Wardell, VP Finance and Operations
"This was literally the easiest HR thing I've ever done."
Jonathan Friedman, CEO and Co-founder
"We love Captain401! Our old system was outdated and not user friendly. It's easy for all our employees to make changes to their own accounts directly. Captain401’s interface is clean and intuitive and it encourages everyone to save instead of it being a daunting process no one wants to deal with."Stephanie Le, Director of Operations
"Just set up my 401k with Captain401. Awesome product, everything should be this easy! #littlebigthings #adulting"Alex Ray, Web Developer at Buffer
"We switched to Captain401 because of their technology, user experience, and dedication to HR professionals. As the plan administrator, I am loving the seamless and timely transfer of funds from our account into the employees', the easy rollovers, and countless other user-friendly features!"Susan Steele, Head of Business Administration at TinyCo
"When we went to get a 401(k), I performed an exhaustive search. Captain401 provides personalized services that exactly fit the needs of a diverse workforce like ours. We chose them because we wanted to give our employees the best opportunity to achieve a secure financial future."
Steve Marks, Co-founder and COO
"What we want from a 401(k) service is something that runs really smoothly and we don't have to worry about. We also wanted to get set up as soon as possible, and it wouldn't have been possible without Captain401."
Kalvin Wang, Co-founder
Automate all of the administration
- Employee accounts created automatically
- Employee deductions synced with your payroll provider: Zenefits, Intuit, ADP, Gusto, Namely, Paychex, and more
- Contributions processed automatically every pay period
- We handle all compliance testing and paperwork
Built-in investment advising
We make sure your employees get the most out of their 401(k) accounts.
For employees who want personalized investment advice, we offer it at no additional cost to help them follow best practices and earn more for retirement.
Investment advice provided by Captain Advisors LLC, an SEC registered investment advisor
Half the cost of a typical 401(k)
- No matching required
- Automated investment management at no additional cost
- Affordable pricing with aligned incentives
- Flexible plan design: Safe Harbor, profit-sharing, 403(b), Roth & Traditional plans, and more
Offer a high-value benefit to your small business or startup employees at a low cost. Your company may even be eligible for up to $1,500 in tax credits from the IRS for setting up a new 401(k) plan.